The 10 Best Auto Insurance Companies Where You Can Provide Coverage For Your Automobile Needs
The best car insurance companies provide their customers with more than just the coverage they require at a reasonable price — only good companies are capable of doing so. Furthermore, the best auto insurance companies put the customer first from quote to claim, including a simple way to manage policies and make payments.
After all, you want good service from an auto insurance company without paying too much. We graded companies based on customer satisfaction, technological fundamentals, and average auto insurance rates.
We looked at features that we believe auto insurance companies should have in 2021 to score tech fundamentals: Digital auto insurance ID cards accessible via a mobile app, usage-based insurance or pay-per-mile plans, and virtual insurance claims that do not necessitate in-person interactions are all possibilities.
Here are some of the best 10 auto insurance companies in the USA:
State Farm
State Farm is an excellent choice for those looking for in-person insurance advice and getting to know their insurance agent. With over 19,000 agents across the country, you can feel confident in discussing your insurance needs with an easily accessible local agent who is well-versed in the area in which you live.
State Farm continues to have the largest market share of private passenger car insurance writers. J.D. Power auto studies consistently rank the insurance provider highly. In the 2020 Auto Insurance Satisfaction Study, for example, State Farm ranked particularly well as the number one company in the Mid-Atlantic and New York regions. AM Best rates it A++ (Excellent), indicating superior financial strength.
State Farm provides insurance for automobiles, motorcycles, recreational vehicles, off-road vehicles, and boats. State Farm also offers coverage for vintage vehicles to those who own antique and classic cars.
State Farm also offers optional coverage such as rideshare insurance and coverage for car rentals and travel expenses.
A mobile app allows drivers to manage their policies, bills, and directly interact with agents, though policyholders who prefer in-person interactions may find comfort in knowing that State Farm has over 19,000 agents nationwide.
While the company offers discounts for good driving or being accident-free, many customers will be pleased to learn that the company maintains lower insurance rates on average even after an accident, making it one of the best car insurance companies for drivers working to improve their driving record or habits. Following an accident, drivers with State Farm will pay $571 less in rates than the national average.
You may be able to reduce your premium if you are a safe driver or have multiple vehicles covered under one policy. It is important to note that not all discounts are available in all states.
USAA
Given its low rates and quality service, USAA should be one of the first insurers you shop with if you are an active-duty military member or veteran who is eligible for a policy.
According to ValuePenguin's survey of insurance policyholders, 62 percent of USAA customers said customer service is excellent, and 78 percent were extremely satisfied with their most recent claim. These were by far the highest approval ratings of any company polled.
Aside from its service and rates, USAA also provides discounts tailored to the lifestyles of service members. The company offers a vehicle storage discount that can save policyholders up to 60% off their premium if their vehicle is stored in a secure location when not in use, implying that deployed policyholders can get coverage at a reduced rate.
In addition, if your vehicle is stored on a military base, you can receive a 15% discount on the cost of comprehensive insurance.
Travelers
Travelers finished second-to-last in our ranking of the best car insurance companies, receiving low ratings from policyholders in key areas such as customer service, claim resolution, and value, despite having lower premiums than the majority of competitors in our rate analysis.
Travelers is one of the insurance industry's most enduring and well-known brands. It is one of the largest providers of auto insurance policies in the United States. If you want an in-person interaction with an agent and wish to purchase multiple products from a single provider, Travelers may be a good fit.
With an average annual rate of $1,251 for all drivers, Travelers was about 5% less expensive than the industry average of $1,321. This may not sound like much, but it equates to about a 30% annual savings when compared to Allstate, the most expensive insurer in our study. However, when compared to USAA, Travelers was approximately 43% more expensive.
However, finding the best rate entails more than examining overall averages. Our research discovered that while some companies may be the cheapest for one demographic group, they may not be the best deal for another. Travelers may or may not be a better option for you, depending on your age and circumstances.
Geico
Geico is the second-largest auto insurance company in the United States, best known for its low rates offered directly to consumers online and by phone. It is available in all 50 states and Washington, D.C. If you're looking for a low-cost car insurance policy and are comfortable managing your own accounts online when an agent isn't nearby, Geico may be a good fit.
Geico offers rates that range from average to low and fairly good customer service. For the most part, its insurance offerings and discounts are comparable to those of other insurers. Geico, on the other hand, stands out as one of the best insurance companies when it comes to providing simple-to-use online tools.
American Family Insurance
American Family (AmFam) offers some of the most affordable homeowners insurance policies on the market, as well as significant discounts on auto insurance coverage. Although the company is not the best at handling claims or overall customer satisfaction, it performs on par with other large insurance companies. American Family has a lot to offer, regardless of whether you're looking for affordable insurance quotes or unique coverage options, such as ride-share insurance.
American Family offers some of the best rates on homeowners and auto insurance, although drivers must apply discounts to receive lower premiums. Apart from its low rates, one of the best features of American Family is its extremely convenient mobile apps. They enable policyholders to submit claims, manage billing, and view their insurance cards. For example, AmFam's DreamVault mobile app enables homeowners to easily catalog their belongings, which is beneficial when filing a homeowners insurance claim.
Chubb
Chubb Masterpiece vehicle insurance packages provide regular coverages as well as some more unusual coverages that may appeal to high-net-worth clients. Auto insurance prices at Chubb are often higher than those available at other large insurers due to its great customer service quality and limited coverage alternatives.
Chubb Masterpiece provides all of the conventional auto insurance coverage options that you'd expect from a national insurance provider, such as liability insurance, uninsured/underinsured driver coverage, personal injury protection, and comprehensive and collision coverage.
However, Chubb distinguishes itself by the unique coverages included in its regular policy, as well as various unique add-on coverage alternatives available to augment the standard policy. For example, the ordinary Masterpiece policy includes global rental car coverage, which is uncommon among insurers.
Furthermore, many of Chubb's standard coverages have some of the industry's highest limits. Chubb, for example, offers personal liability coverage of up to $10 million and uninsured/underinsured motorist coverage of up to $1 million. These high limitations may be suitable for high-net-worth individuals.
AllState
AllState is a company that provides auto insurance. It's the most recognized brand in the United States among drivers and it'll be well worth your time to check out what this American Icon has to offer you today!
Do you keep hearing about how expensive it is to own a car in the US? That’s because Allstate auto insurance, ranked number 1 of 4 by Car and Home, has got you covered! With specific plans that match your needs for coverage on damages or stolen vehicles. Most importantly, our mobile app simplifies filing claims with easy access wherever you are. Ready to save some money while driving home today? Just download our app from App Store or Play Store and call us now at -
*N/A*
Allstate is especially good for those who are 25+ years old and have had no accidents in the last 3 years. The rates could vary from state to state but it seems more reliable than a comparably priced company, both with physical coverage as well as property damage liability. It's also amazingly easy to contact Allstate through their website or social media handles when trying to make changes to your account, so you're likely not going be held up when you need them most.
You have been running around for hours with your kids, stopping and starting everywhere! You need to make a solid pull off the road before you find this one last thing. Crawling over $200 worth of family's snacks on the floorboard while steering between an overturned truck full of chickens and a train coming down Main Street, you're going to wish like anything that Allstate was there. A company experience in this town like no other.*
*Not currently available in Hawaii
Auto-Owners Insurance
Insurance can be daunting. It's prudent to get educated on your options and the importance of coverage before buying, even after you buy it. Auto-Owners Insurance wants to make this process a little easier for you so that we become the insurance company for your car. You've come to the right place!
If you're like most people, one of the first things you think about every time you drive is how bad an accident or a road service can be. Even though many times we are safe and make it to our destination in one piece, all it takes is a few seconds to switch lanes improperly or not pay attention to what's behind us for something really bad to happen. That's why Auto-Owners Insurance has created small chunks of safety that will help keep your worry at bay when on-road hazards appear.
Do you need auto insurance? Auto-Owners Insurance offers a variety of products for drivers in the USA including liability, medpay, comprehensive and collision. Get a quote today!
We are going to back you up from A to Z. Protecting motorists' and their families is our main priority. We do the insurance, and you stay protected on the road. Our monthly goals are to help drivers reach more people without risking driving skills at all.
Auto-Owners Insurance means never having to worry about whether or not you have sufficient coverage for your vehicle. The important thing is that if your automobile breaks down and you need auto insurance, Auto-Owners will be there for you no matter what!
Whether it's protecting you from the unexpected with a Roadside Assistance Plan or when an unlikely event occurs with our Repair Payment Protection Coverage (RPP), Auto-Owners Insurance will be there! You can also take care of your family in the event of serious injury or property damage by purchasing one of our Personal Injury Insurance Policies and Property Damage Insurance Policies. Finally, so long as qualifying, we'll reward your good driving habits with one percent off every six months on the policy
Financial protection is key when owning a car. One of the things that is most important about the coverage you choose must be how affordable it will be for your budget as well as what type of coverage it provides. Auto-Owners Insurance offers affordable, quality coverage to protect drivers from both on and off the road incidents. Their insurance policies are recognized across state lines so they can provide a diverse level of protection in any area.
Their comprehensive services offer more than auto insurance including home, renters, goods transportation, even boat and RV modules! This means that no matter where you live or drive your vehicle Auto-Owners Insurance has an affordable solution for you! For drivers who want their car to carry its previous value if stolen or damaged through vandalism
The auto insurance industry is not usually the first thing people think of when they’re looking forward to a vacation, but Auto-Owners Insurance understands that each customer has different priorities and wants an easy comparison between plans. That’s why they have created their Compare Plans tool which allows you compare rates in just a few minutes. There are many things to consider when comparing your options such as how much liability coverage you want, what type of vehicle you own, and now...can we have your contact information? For more information call 1-800-283-8800 or visit them online below for details on all available coverages."
Safeco
Safeco Insurance has helped car owners feel safe behind the wheel since 1933. Their comprehensive insurance coverage gives peace-of-mind that you, your passengers, and vehicles are protected from losses related to fire and theft. Safeco also provides low monthly premiums in all 50 states!
Sometimes you're going to need a handy truck with durable tires. Fortunately, Safeco Insurance offers car owners in America the peace of mind that comes from knowing they can start driving and keep on rolling. With options for personal auto insurance coverage like temporary coverages (such as roadside assistance) and multi-vehicle collision coverage, it's easy to find the right plan at a price you'll love.
If you have a car, we've got you covered! Safeco Auto Insurance is the leading provider of liability coverage for: Accurate and timely billing Portable full-coverage insurance without expensive limits Examples General Liability Deductible Customer service Staff with excellent customer service Experience/Expertise We'll also ensure that your policy includes uninsured/underinsured motorist (UM) if it isn't already included in your current auto insurance policy. Service Assistance Our smartphone app makes managing your account on-the-go even easier.
No one should live with an unchecked fear of the unknown. And this is exactly why Safeco Auto Insurance offers its customers unparalleled coverage and benefits that can't be beaten. Are you looking for a plan tailored to fit your every need? Do you have questions like "What if my car gets totaled?" That's okay, because we have answers waiting for you on our website. You deserve more than just what comes out of the box — so get your quote today!
From protecting your assets to keeping car thieves at bay - Safeco is there for you every mile of the way!
Nationwide Insurance
Nationwide Insurance car insurance is one of the leading providers in the USA. They offer personal and commercial auto insurance, as well as other types of vehicle protection plans for their customers' vehicles.
Nationwide Insurance understands that the complexities of today’s America require skills you need to be prepared for it. They offer a variety of insurance products, policies, and services to ensure the needs of every customer are met with solutions that work best for them, now and in the future. They can help you protect assets such as homes, cars and other valuables; manage personal risk factors including credit cards or a member directory rewards programs; plan for retirement by investing in bonds or working with their investment advisor team; they also have products available is meeting your estate needs during times of crisis to keep a close family circle around while providing peace-of-mind after an unexpected loss. And did we mention Nationwide offers patented smart legal protection?
Your car deserves the best protection out there. With Nationwide Insurance, you get our Basic Protection and SecurityPlus® levels of coverage for FREE. We offer great customer service and low prices to make your life that much more easy! Allow us to protect your family from any type of event from a deadly accident or fender benders, all under one roof!
For those of us who have a car, driving is an essential part of our lives. Driving offers freedom and flexibility, providing the resources to enable us to live one-of-a-kind lifestyles. Unfortunately, driving can also come with some unforeseen risks and challenges when it comes to our families’ safety. That’s where Nationwide Insurance auto coverage comes in because they are America's Trusted Choice for Car Owners across the country.
Nationwide Insurance customers know that good drivers don't always get rewarded with low prices. Instead, Nationwide offers a multitude of discounts such as being considered 55 years or older; owning a Cruiser or Luxury vehicle; joining their Safe Driver Program; signing up for eMedical Records and staying drug
When you compare your Nationwide Insurance with other auto insurance providers, you're sure to notice a difference. With Nationwide coverage, even if you have an accident and are charged by the state for it, we'll pay off or help you fight charges from any level of government that result in paying less than what your actual damages were worth.
Just need one more thing before anything else: Have good credit? Buying a car soon? You might be surprised at how easy it is to get car financing with our new rates!
The best way to protect the investment in your car is a Nationwide Autos Insurance policy. You should be covered with competitive rates and connect with our Agents at 888-622-9123 for all of your travel needs.
If you're in the US and looking for a better auto insurance company, it might be time to do some research. We have compiled an extensive list of 10 top companies that are rated on their service quality, rates or prices, ability to get claims filed by customers (for those who need assistance), and complaint levels. This way you can find out more about what your options are when shopping around for cheaper car insurance rates! Are there any other aspects of these businesses that we should include? Contact us now.